EMI Options - AutoFresh.in

Emi Payment Options : With Autofresh credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks:

Central
Kotak
ICICI
Axis
IndusInd
SBI
Standard Chartered
HSBC
Pay Gate(Amex)
IDBI
Ratnakar

The interest rate charged varies from bank to bank. Here is a summary of the interest rates:

No.	Issuing Banks	Tenures	Transaction Amt.(Greater Than)	Processing Fee. % p.a
1	Central Bank of India	3 months	3000	13
		6 months	3000	13
		9 months	3000	14
		12 months	3000	14
2	Kotak Mahindra Bank	3 months	3000	12
		6 months	3000	12
		9 months	3000	14
		12 months	3000	14
		18 months	3000	15
		24 months	3000	15
3	ICICI Bank	3 months	3000	13
		6 months	3000	13
		9 months	3000	13
		12 months	3000	13
4	ICICI Bank (Debit Card)	3 months	10000	13
		6 months	10000	13
		9 months	10000	13
		12 months	10000	15
		24 months	10000	15
5	Axis Bank	3 months	3000	12
		6 months	3000	12
		9 months	3000	13
		12 months	3000	13
6	IndusInd Bank	3 months	3000	14
		6 months	3000	14
		9 months	3000	14
		12 months	3000	14
7	HSBC Bank	3 months	3000	12.5
		6 months	3000	12.5
		9 months	3000	13.5
		12 months	3000	13.5
		18 months	3000	13.5
8	Standard Chartered Bank	3 months	2000	13
		6 months	2000	13
		9 months	2000	14
		12 months	2000	14
		18 months	2000	15
		24 months	2000	15
9	Corporation Bank	6 months	2500	16
		9 months	2500	18
		12 months	2500	18
10	Pay Gate (Amex EMI)	3 months	5000	15
		6 months	5000	15
		9 months	5000	15
		12 months	5000	15
11	Ratnakar bank Limited	3 months	3000	13
		6 months	3000	13
		9 months	3000	13
		12 months	3000	13
		18 months	3000	13
		24 months	3000	13
12	IDBI Bank	3 months	3000	13
		6 months	3000	13
		9 months	3000	13
		12 months	3000	13

How to use EMI Payment Option:

Add your selected products in the cart and proceed to check out.
Add your billing & shipping details and continue click on payment option “Credit/debit/net banking/EMI”>Multi-EMI, choose the bank and plan (3, 6, 9 12, 18, 24-month) of your choice and enter your credit card details.
Once the payment is authorized, your order will be processed and shipped.
NOTE: For EMI payments, initially, customers will be charged the full amount on their credit card. This will later be converted to an EMI transaction by their bank. This normally takes 5-7 working days.
In case of any kind of refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances
The minimum order value to avail the EMI payment option is Rs 2,000.